D&D Loot Generator
Generate level-appropriate treasure hoards, magic items, and container loot for D&D 5E and Pathfinder. Built for Dungeon Masters who want flavoured, balanced rewards.
Generate a dungeon, monsters, and more loot together?
Build related people, places and encounters around one shared premise, with the relationships already connected.
Built into every result
What This D&D Loot Generator Creates
Balanced Rewards
Generate level-appropriate loot that matches your party's capabilities and the challenges they've overcome.
Thematic Collections
Create themed loot collections from dragon hoards to ancient ruins treasures, each with its own unique narrative.
Detailed Items
Each item comes with rich descriptions, appropriate market values, and special characteristics that make them memorable.
Better prompts
How to Use the D&D Loot Generator
Scale rewards to the difficulty and significance of the encounter
Include a mix of currency, consumables, and permanent items
Give magical items narrative context that connects to your world
Use monster-specific loot to make each enemy feel unique
Generate options in advance and choose the most fitting during play
Don't hand out high-rarity magic items before parties can handle them
Avoid loot that has no connection to the defeated enemy or location
Don't make every treasure hoard feel identical in composition
Avoid flooding players with gold that undermines resource management
Don't skip item descriptions: they transform loot into story moments
Before you generate
D&D Loot Generator Questions
What is the D&D Loot Generator?
The D&D Loot Generator is an AI tool for Dungeon Masters and Game Masters that creates balanced, level-appropriate loot collections for D&D 5E, Pathfinder, and other tabletop RPG systems. It generates treasure hoards, magic item lists, and container finds based on party level, encounter context, and loot source.
How does the generator work?
Simply input your party's level, select a theme, and optionally add details about defeated monsters. The generator will create a balanced collection of loot with appropriate items, values, and descriptions, all tailored to your party's level and the selected game system.
What types of loot can I generate?
You can generate various types of loot collections including dungeon treasures, dragon's hoards, noble's caches, ancient ruins artefacts, magical treasuries, and more. Each type comes with thematically appropriate items and descriptions.
Which game systems are supported?
The generator primarily supports D&D 5E and Pathfinder, but it can be used with any fantasy RPG system. The Game System menu lists D&D 5E, Pathfinder, Pathfinder 2E, Daggerheart, Dungeon Crawl Classics, Dungeon World, Mörk Borg, Savage Worlds (SWADE), Shadowdark and Generic Fantasy, and you can type in your own. The items, values, and descriptions follow the system you pick and are designed to be easily adaptable to your preferred system.
Can I generate loot found in a chest or container?
Yes. Switch the loot source to Found container and pick what the party opened, like a chest, desk, or hidden cache. You can add context about whose container it is and where it sits. The generator returns a believable mix of valuables plus the mundane and personal items a real owner would keep, such as letters, keys, keepsakes, and the occasional clue, along with a short card noting whether it was locked, trapped, or hidden.
Is the D&D loot generator free?
Yes. Generating loot collections is free with a CharGen account. Free accounts get unlimited loot generation: the Free plan at char-gen.com/pricing lists unlimited free text generators. Premium tiers (Plus and above) include item editing of the generated loot; every plan is listed at char-gen.com/pricing. PDF export is on the loot page's export menu, can include the AI-generated item artwork, and no plan at char-gen.com/pricing lists it as a paid extra.
What can I set before I generate loot?
A loot source (Defeated foes or Found container), a party level from 1 to 20 (5 by default), a loot theme from the form's menu (Dungeon, Dragon's Hoard, Noble's Cache, Ancient Ruins, Mountain Keep, Magical Treasury or Battlefield Spoils) or your own, a game system (D&D 5E by default) or your own, and a Loot bias of Any, Mundane, Mixed, Magical or Exotic. Defeated foes adds an optional Monsters Fought box, one foe per line, such as 3 goblins. Found container adds a container type (from Chest to Sarcophagus or Safe / Vault), optional context about whose container it is, and a protection setting: Auto, Unprotected, Locked, Trapped, or Locked & trapped.
What does each generated loot item include?
Each find has a name, a type (such as weapon, armour, potion, scroll, wondrous item, ring, wand, jewel, key, clue or trinket), a description, a market value and, where it applies, a rarity. The loot also gets a name and a short narrative of where it came from. A found container adds a card that says whether it is locked or trapped, how it is hidden and how the party can discover it. The PDF export prints the items, the narrative and the container card, and the export menu also offers Obsidian, Markdown, Homebrewery, JSON, Foundry VTT and Fantasy Grounds files.
Is it a random loot generator for 5e?
Yes: each run gives a new mix for D&D 5E. You set a party level from 1 to 20 rather than a challenge rating, pick a theme, and list the foes the party beat, and the AI writes each find with a market value and, where it applies, a rarity. Run it again with the same settings for a different hoard, or set Loot bias to Magical when you want more magic items in the mix.
Related generators
Keep building your world
Shop Generator
Stock merchants with treasures and curios.
Tavern Generator
Tie rewards to patrons, rumors, and bounties.
Battlemap Generator
Connect loot to locations and encounters.
NPC Generator
Create quest-givers, collectors, and rivals.
Settlement Generator
Place treasure in towns, vaults, and ruins.
D&D Character Generator
Reward PCs with items that fit their story.
Magic Item Generator
Turn generic loot into named artefacts with lore and curses.
Item Art Generator
Illustrate the standout piece in every hoard.
Landscape Generator
Set the scene where the hoard was found.
Monster Generator
Guard the hoard with a fully statted creature.
Building Generator
Stash the hoard in a vault, crypt, or guild hall.
CharGen Plans and Pricing
Loot generation is free. Plus and above add editing of generated loot; compare every plan here.
The short answer
What is the CharGen Loot Generator?
The CharGen Loot Generator is an AI tool that builds level-appropriate loot for tabletop RPGs in one run, both treasure from defeated foes and the curated mix a party finds inside a chest, desk, or cache. Each generated hoard scales to your party level (1 to 20) and encounter context in D&D 5E, Pathfinder 2E or 8 other game systems, lists unique magic items, each jewel or gem, and mundane finds as entries, and each entry includes a type, full descriptions, a market value in coin and, where it applies, a rarity, and ties the loot to its source and to whoever owned it, so a dragon's hoard differs from a kobold cache, the war chest of a rival faction or a noble's vault.
Unlike a static treasure table, every item is uniquely flavoured, with the optional Loot bias setting (Any, Mundane, Mixed, Magical or Exotic) to tilt the mix of items under any theme. Outputs link the finds to the monsters that you list as fought, and export to PDF, Obsidian, Homebrewery, Markdown, JSON, Foundry VTT and Fantasy Grounds for play, so you can save them to a file. Free to start, with unlimited free text generators on the Free plan; the Plus tier and above add premium item editing after generation, and PDF exports of hoards can include their AI artwork gallery (plans at char-gen.com/pricing).
Compare alternatives
Compare generation depth, editing controls and how each tool fits into campaign prep. These field reports are based on current public features and hands-on testing.
How CharGen's loot generator compares to Donjon and other free tools.
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Donjon
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