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Parel Sefu

Human · Rogue, Mastermind archetype · Level 5

Parel Sefu

Debt collector
“You can pay in silver, labor, or the truth. Pick the one you can live with.”
AC15
HP38/38
Init
STR
DEX
CON
INT
WIS
CHA
ConditionsNone

At the table

Voice

A dry, grain-edged voice with a faint rasp from years in dust and cramped tally rooms. He draws breath through his nose when concentrating, and under stress the breath catches once before he speaks plainly. His words have the firm rhythm of someone accustomed to making figures audible above machinery.

He speaks in compact, workmanlike sentences, shaped by years of reading figures aloud in noisy offices and making himself heard over mine carts. He gives dates and amounts crisp edges, but lets personal names trail for a fraction longer. When rattled, his breathing catches and his words become more direct, not softer.

Speech patterns

Frames demands as choices: "You can pay in silver, labor, or the truth. Pick the one you can live with."
Uses exact sums and dates when nervous, as though precision could hold the world together.
Calls people by their names even when threatening them.
Leaves a pause after asking a question, giving the other person room to answer honestly.

How to play them

He begins with a practical question about what the other person needs, then makes his terms explicit. Honest help earns him a measured kindness; threats against miners or families end the discussion. He can be persuaded with evidence, a credible plan to protect the town, or a willingness to share risk.

Goal

Find a way to expose the mine's falsified accounts and recover the names of the dead without destroying the town's remaining livelihood.

Motivation

To make the company's account of the dead and the living match what actually happened, without sacrificing the people still trapped in its payroll.

Secret · GM only

Appearance

Parel has the still, forward-leaning posture of a man listening through a wall. He rests his weight on the balls of his feet and rocks almost imperceptibly, as if testing whether the ground is stable. His movements are economical, his coat swings a beat behind him, and his breathing is carefully measured until someone disputes a debt, when he takes one sharp breath through his nose. His unexpected detail is a tiny, meticulous collection of painted wooden birds pinned inside his coat, each one made from scrap mine timber.

Clothing

A soot-brown wool coat with reinforced elbows, a high-collared work shirt, sturdy trousers, and boots kept clean enough to signal that he is not a miner. His belt carries a narrow ledger case, a plain rapier, and a small crossbow. Inside the coat, painted wooden birds are pinned in neat rows.

Body language

He stands slightly pitched forward, feet planted as if the ground might give way. He keeps his hands visible during negotiations but angles his shoulders toward the nearest exit. When listening, he taps a thumb against the seam of his coat in a slow count.

Height
5 feet 9 inches
Build
Compact, broad through the shoulders, with the dense strength of someone used to hauling crates and restraining angry men.
Eyes
Warm brown, usually fixed on the speaker's hands rather than their face.
Hair
Dark brown, cut close at the sides and flecked with early gray.
Skin
Sun-browned olive, with a persistent film of mine dust along the creases around his nails.
Age
Thirty-eight
Gender
Male
Size
Medium

Distinguishing features

He rocks subtly on the balls of his feet while waiting.
Painted wooden birds, all carved from mine scraps, are pinned inside his coat.
His breath is steady until someone mentions the sealed shaft, when he takes one abrupt, audible inhale.

Personality

12 traits and drives

He can be patient with a frightened debtor and merciless with a powerful employer, yet he is not sure whether this is fairness or a way to punish the people who remind him of himself. In public he is composed and precise; with children or grieving families he becomes awkwardly attentive, trying to solve practical problems rather than offer comfort. When exhausted, his restraint gives way to blunt honesty.

Alignment
Neutral

Quirks

Counts three floorboards before stepping into any unfamiliar room.
Carves tiny birds from scraps while listening, never looking down at his hands.
Taps a thumb against his coat seam in groups of four when someone lies.
Keeps a cup of water beside his bed but never drinks from it after sunset.

Habits

Checks the floorboards before sitting, especially in buildings near a mine.
When a debtor is frightened, he gives them time to speak; when a creditor is frightened, he asks for the paperwork.
Visits the mine-mouth shrine before payday, though he insists he is only checking the road.
If rattled, his breath catches once, then he becomes more direct rather than more gentle.

Traits · 3

He believes a debt should be understood before it is collected, but he keeps a weapon close in case understanding fails.
He is good at reading fear in others and bad at admitting his own.
He values exact records, while quietly falsifying the records that would ruin the vulnerable.

Flaws · 3

He mistakes taking responsibility for having control.
He withholds information until he has devised a plan, even from people who deserve to know.
He treats personal grief as a debt that can be repaid through useful work.

Fears · 3

That exposing the false accounts will stop the payroll and leave Shona and other families destitute.
That his brother's death was preventable and Parel chose security over justice.
Being forced to decide whose survival matters more.

Wants and needs · 3

Needs the mine's false accounts to be exposed without causing the town's workers to lose their wages.
Wants Shona and her son to have a home no company can claim.
Needs to accept that he cannot settle every loss by taking on more work.

Combat

AC 15 · HP 38 · 30 ft.

Parel avoids fair fights. He uses cover, doorways, and allies to create the conditions for Sneak Attack, then uses Cunning Action to reposition or escape. He targets whoever threatens a bystander or blocks his route to an exit. He uses Uncanny Dodge against the most dangerous visible hit and will surrender or bargain if the fight risks killing townsfolk.

Parel Sefu

Medium humanoid (human), neutral
Armor Class15
Hit Points38
Speed30 ft.
Level5
STR
DEX
CON
INT
WIS
CHA
Saving ThrowsDexterityIntelligence
SkillsInsightInvestigationStealthPerceptionIntimidationAthleticsDeception
SensesPassive Perception 14
Languages
Common
Sneak Attack (): Once per turn, Parel deals an extra damage when he hits with a finesse or ranged weapon and has advantage, or when an ally is within 5 feet of the target and he does not have disadvantage.
Cunning Action. On each of his turns, Parel can take a bonus action to Dash, Disengage, or Hide.
Uncanny Dodge. When an attacker Parel can see hits him with an attack, he can use his reaction to halve the attack's damage.
Expertise. Parel doubles his proficiency bonus for ability checks using Investigation and Insight.

Actions

Rapier. Melee Weapon Attack: to hit, reach 5 ft., one target. Hit: 7 () piercing damage. If the conditions for Sneak Attack are met, Parel deals an extra 10 () damage once per turn.
Hand Crossbow. Ranged Weapon Attack: to hit, range 20/60 ft., one target. Hit: 6 () piercing damage. If the conditions for Sneak Attack are met, Parel deals an extra 10 () damage once per turn.
Multiattack. Parel makes two melee attacks with his rapier, or two ranged attacks with his hand crossbow. He cannot apply Sneak Attack more than once on a turn.

Reactions

Uncanny Dodge. When a creature Parel can see hits him with an attack, he halves the attack's damage. He can use this reaction once each round.

Services they sell

Can verify debts and payment records.
Can negotiate repayment terms with some local families.
Can provide discreet introductions to miners and mine widows.

Rewards they can give

The authentic mine production figures and evidence of debt fraud.
A written claim for any debt Parel has secretly erased.
His help navigating mine roads and identifying safe routes through the town.

Equipment

  • Rapier (weapon)A narrow, well-kept blade carried for defense and intimidation.
  • Hand crossbow and bolts (weapon)A compact hand crossbow with a worn stock and six bolts.
  • Studded leather armor (armor)A reinforced leather coat; its protection is represented by his Armor Class.
  • Debt book (tool)Contains names, sums, and dates, with some entries carefully altered.
  • Painted wooden birds (personal)A row of tiny birds carved from discarded mine timber.

Possessions

Debt book with altered entries
Original mine production figures wrapped in oiled cloth
Painted wooden birds
A small tin of graphite and a stub of chalk
Two days of trail rations

Background

Parel came west as a mine tally clerk, hired to record shifts and pay advances at Siltcut, a frontier town hacked into a dry ravine. When a cave-in buried his younger brother, Toma, the owners declared the dead man's debt still due and threatened to seize the family's cabin. Parel found a second set of production figures proving the company had underpaid the miners for years. Rather than expose the fraud and risk the families' homes in court, he took a job collecting debts and quietly began altering sums in favor of the bereaved. He now answers to the mine's paymaster, Hedd, while trying to protect his widowed sister-in-law, Shona, and her son. A recent collapse uncovered a sealed shaft containing the remains of workers omitted from every official record. Parel is caught between bringing the truth into daylight and keeping the town's only steady payroll from collapsing.

Role in the story

A morally compromised but compassionate source of information, a possible ally in a labor dispute, or an antagonist if the party threatens the town's fragile livelihood.

“When a cave-in buried his younger brother, Toma, the owners declared the dead man's debt still due and threatened to seize the family's cabin.”
From their background
Faction
Employed by Siltcut's mine paymaster, but quietly sympathetic to the miners and families burdened by company debt.

Known connections

Shona, his widowed sister-in-law, runs a washhouse and distrusts his habit of risking his life for strangers.
Her son, Sefu, believes Parel's painted birds are a promise that his father will return.
Hedd, the mine paymaster, employs Parel and suspects he is changing the accounts.
Thess, a blaster who survived the sealed-shaft collapse, knows Parel's brother was not the only worker erased from the rolls.
Major secret · GM only
Minor secrets · GM only

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